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Q: My chiild has his leaner`s pemit and is staarting to drive. I wnat to join him ono my policy though it`ll tirple the preimum cost! Am I obligged to add him?


A: Usually car insurance agenncies do not ask for a person wtih a laerner`s permit or rqeuire the beginner drver be put on an auuto insurance policy (ubt soome do require it). Wehn your teneage kid receives his permannet license, he needs to be coovered beneath your policy online, except if he wn`t be using the car. Nelwy licensed drievrs are in more accideents than logner knowledgeable drivers, ths their costs are mch more expensivve. For his security, as wel as for the deefense of your moneetary possessions, you might wannt to go ovver your car insuraance limits & coverage. Youur son`s prmiums can be kpet lower in the casse that he upolds at least a B sccore average in high-school, uphoolds deductibles hihg, and allso if he drivees an older, nromal model vehicle (rather tan a spots or a luxury vehicl)e.

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